Commercial Umbrella Insurance, sometimes referred to as Commercial Excess Liability Insurance, provides an additional layer of liability protection when covered claims exceed the limits of your eligible underlying policies.

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A serious lawsuit or catastrophic liability claim can exceed the limits of your primary business insurance policies, leaving your business responsible for the remaining costs. Commercial Umbrella Insurance provides an additional layer of liability protection that helps safeguard your business, assets, and future.

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Commercial Umbrella Insurance increases the liability limits of eligible underlying policies, providing added financial protection when covered claims exceed those primary policy limits.

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Commercial Umbrella Insurance can help provide additional protection for:

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• General Liability Insurance
• Commercial Auto Insurance
• Employers Liability coverage
• Certain claims covered by your underlying policies
• Legal defense costs, when covered by the policy
• Catastrophic liability claims
• Large settlements and judgments

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Whether you own a small business, construction company, manufacturing operation, professional practice, or multi-location organization, Commercial Umbrella Insurance can play an important role in protecting your business from unexpected financial losses.

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We’ll evaluate your liability exposures and recommend umbrella limits that align with your business operations, contracts, assets, and long-term goals.

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